By Can I Afford It · How we calculate this
What a vehicle costs is rarely just the sticker price. Most of these are financed, so the figure that decides whether one fits your budget is the monthly payment, shown here at each item's typical rate, term and down payment. Insurance, fuel and maintenance come on top of that, and the individual calculators let you include them.
Up-front costs here run from about $150 (rustproofing) to $3,000,000 (private jet). Recurring costs run from about $25 a month (car wash membership) to $650 a month (rideshare commute).
Typical national prices, not quotes. Financed payments are principal and interest at each item's usual down payment, rate and term, before tax, fees and insurance. 41 of these have a full calculator; any of them can be checked against your income.
| Item | Typical cost | Per month | |
|---|---|---|---|
| Airboat | $25,000 | $331/mo financed | Check it |
| ATV | $9,000 | $190/mo financed | Check it |
| Bass boat | $45,000 | $366/mo financed | Check it |
| Bicycle | $800 | One-time | Calculator |
| Boat | $45,000 | $560/mo financed | Calculator |
| Box truck | $35,000 | $507/mo financed | Check it |
| Camper van | $75,000 | $801/mo financed | Calculator |
| Camping club membership | $40/mo | $40/mo | Check it |
| Car audio system | $1,500 | One-time | Check it |
| Car detailing subscription | $100/mo | $100/mo | Check it |
| Car insurance | $190/mo | $190/mo | Calculator |
| Car lease | $50,000 | $727/mo leased | Calculator |
| Car subscription | $600/mo | $600/mo | Calculator |
| Car wash membership | $25/mo | $25/mo | Check it |
| Car wrap | $3,000 | One-time | Calculator |
| Cargo trailer | $5,000 | One-time | Check it |
| Catalytic converter replacement | $1,800 | One-time | Calculator |
| Ceramic coating | $900 | One-time | Calculator |
| Classic car | $30,000 | $498/mo financed | Calculator |
| Collision repair | $3,000 | One-time | Check it |
| Convertible | $45,000 | $802/mo financed | Calculator |
| Diesel truck | $75,000 | $1,151/mo financed | Calculator |
| Dirt bike | $8,500 | $230/mo financed | Calculator |
| E-bike | $2,000 | One-time | Calculator |
| Electric car | $50,000 | $767/mo financed | Calculator |
| Electric motorcycle | $15,000 | $333/mo financed | Calculator |
| Electric skateboard | $650 | One-time | Check it |
| Electric truck | $75,000 | $1,167/mo financed | Calculator |
| EV charging subscription | $25/mo | $25/mo | Check it |
| Extended car warranty | $120/mo | $120/mo | Check it |
| Fifth wheel trailer | $50,000 | $475/mo financed | Check it |
| Fishing boat | $32,000 | $330/mo financed | Check it |
| Go-kart | $3,500 | One-time | Check it |
| Golf cart | $9,000 | One-time | Calculator |
| Hangar rental | $450/mo | $450/mo | Check it |
| Helicopter | $350,000 | $3,324/mo financed | Calculator |
| Horse trailer | $15,000 | $205/mo financed | Check it |
| Hot air balloon | $42,000 | $515/mo financed | Check it |
| Hoverboard | $300 | One-time | Check it |
| Hybrid car | $35,000 | $537/mo financed | Check it |
| Jet ski | $10,000 | $176/mo financed | Calculator |
| Jon boat | $4,500 | One-time | Check it |
| Kayak | $900 | One-time | Calculator |
| Lease buyout | $22,000 | $585/mo financed | Check it |
| Lift kit | $3,000 | One-time | Check it |
| Lifted truck | $75,000 | $1,151/mo financed | Check it |
| Luxury car | $75,000 | $1,087/mo financed | Check it |
| Luxury SUV | $75,000 | $1,087/mo financed | Calculator |
| Marina slip | $400/mo | $400/mo | Check it |
| Minivan | $40,000 | $614/mo financed | Calculator |
| Motorcycle | $10,000 | $222/mo financed | Calculator |
| Motorcycle trike | $28,000 | $517/mo financed | Check it |
| New car | $50,000 | $891/mo financed | Calculator |
| New engine | $4,500 | One-time | Check it |
| New rims and tires | $2,000 | One-time | Check it |
| New transmission | $3,500 | One-time | Calculator |
| Pedal boat | $900 | One-time | Check it |
| Pontoon boat | $42,000 | $433/mo financed | Check it |
| Pop-up camper | $10,000 | One-time | Calculator |
| Private jet | $3,000,000 | $22,248/mo financed | Calculator |
| Rideshare commute | $650/mo | $650/mo | Check it |
| Rustproofing | $150 | One-time | Check it |
| RV | $45,000 | $375/mo financed | Calculator |
| Scooter | $3,000 | One-time | Check it |
| Second car | $30,000 | $535/mo financed | Check it |
| Semi-truck | $120,000 | $2,093/mo financed | Check it |
| Small airplane | $125,000 | $927/mo financed | Check it |
| Snowmobile | $10,000 | $168/mo financed | Calculator |
| Sports car | $50,000 | $852/mo financed | Calculator |
| Supercar | $250,000 | $2,830/mo financed | Calculator |
| Teardrop trailer | $15,000 | One-time | Check it |
| Touring motorcycle | $26,000 | $480/mo financed | Check it |
| Tractor | $15,000 | $196/mo financed | Calculator |
| Travel trailer | $32,000 | $323/mo financed | Check it |
| Truck | $50,000 | $811/mo financed | Check it |
| Truck bed camper | $25,000 | One-time | Check it |
| Used boat | $20,000 | $246/mo financed | Calculator |
| Used car | $25,000 | $506/mo financed | Calculator |
| Used motorcycle | $6,000 | $128/mo financed | Calculator |
| Used RV | $35,000 | $391/mo financed | Check it |
| Used truck | $35,000 | $624/mo financed | Calculator |
| UTV | $15,000 | $265/mo financed | Calculator |
| Vintage motorcycle | $10,000 | $168/mo financed | Check it |
| Window tinting | $350 | One-time | Calculator |
| Work van | $45,000 | $690/mo financed | Calculator |
| Yacht | $300,000 | $2,198/mo financed | Calculator |