Privacy Policy

What we collect

Most of what you enter here, your income, credit score, existing debt, and saved items, is stored only in your own browser (using its local storage), on your own device, and isn't sent anywhere. If you choose to sign in (see Accounts below), we also store your basic profile info and, if you turn on syncing, that same financial data in a real database so it follows you across devices. Signing in is entirely optional; nothing about how your data is handled changes unless you choose to do it.

Local storage

Local storage works like a cookie you can't see: it lets the site remember your income and saved items between visits, in that specific browser, on that specific device. Clearing your browser's site data, or using a different browser or device, will clear or not show that information. This is how the site works whether or not you sign in; see Accounts below for what changes if you do. This is separate from the analytics cookies described below - it never leaves your device.

Analytics

We use Google Analytics to understand overall traffic and which pages are useful - things like which pages get visited and roughly how, not the income or item numbers you enter (those still never leave your device; see above). Google Analytics sets its own cookies and may combine what it collects here with other data Google has about you. You can opt out with the Google Analytics Opt-out Browser Add-on or your browser's tracking-protection settings.

Advertising

We show ads on this site through Google AdSense to help support it. Google and its advertising partners use cookies to serve ads based on your visits here and to other sites, and may use that to show you more relevant ads elsewhere too - the same way this works on most sites you visit. You can see and adjust what Google uses for ad personalization at Google Ads Settings, or opt out of personalized ads more broadly at aboutads.info.

Credit card offers

We show credit card recommendations based on the credit score and income you've entered, and may earn a commission if you're approved through one we link to. That matching happens the same way our calculators do - using what you've entered on your own device or synced account, not anything we've collected about you separately. Any such offers are clearly marked as sponsored or commission-earning where they appear; right now, none of our card links are sponsored, so we don't currently earn a commission from any of them.

Accounts

You can optionally sign in with Google or LinkedIn to sync your data across devices. When you sign in, we receive and store your name, email address, and profile picture from whichever provider you use, along with an identifier that links your account to theirs. If you'd like your data to follow you across devices, the income, items, debts, savings, and assets you've entered are also stored in our database.

That data is stored with Neon (our database provider) and served through Vercel (our hosting provider), the same two services that run the rest of this site. Neither uses your data for anything beyond storing and serving it back to you.

You can download everything we have stored about you, or delete it permanently at any time, from Settings in your account. Deleting removes it from our database immediately, not just from your browser.

Deleting your account is different: it signs you out right away, but your data isn't immediately erased. It's kept for 30 days so you can change your mind - signing back in during that window restores everything exactly as it was. After 30 days with no sign-in, your account and all associated data are permanently deleted.

Children's privacy

This site isn't directed at children under 13, and we don't knowingly collect information from them.

Changes to this policy

If how we handle data changes, we'll update this page and change the "last updated" date above.

Contact

Can I Afford It is operated by Alex Diaz. Questions about this policy can be sent to contact@caniafford.it.