About
What this is
Can I Afford It takes what you're thinking about buying - a car, a house, kids, a vacation, a watch, whatever - and weighs it against your income, credit score, and existing debt, so you get an honest risk read before you commit to anything.
How the risk score works
It's a simple, transparent heuristic: how much of your monthly income a purchase (or its monthly payment, for financed things like a car or a house) would consume, adjusted up or down based on your credit score and any existing debt you tell us about. Nothing here comes from a credit bureau or a lender - it's all computed from what you type in.
Your data
Your income and saved items are stored locally in your browser right now - nothing is sent to a server, and we don't see it. See the Privacy Policy for details. Account sign-in, for saving across devices, is coming later.