Add some income and expenses on the home page to see your insights here.
Net worth over time
Check back after a couple of days to see your net worth trend.
Assets
$0
Liabilities
$0
Net worth
$0
Assets minus liabilities.
401(k) & Roth projection
Traditional (401(k))
Roth
Projected at 65
$746,479
At a steady 7% average annual return.
In today's buying power
$265,286
Adjusted for 3% inflation - still real progress.
Every extra percent you add now adds up more than you'd think - and spending often looks different once you're actually retired, so treat this as a starting point for planning, not a verdict.
True wage
What it looks like on paper
$60,000/yr
Your gross annual salary.
What it really works out to
$47,222/yr
After tax, your 401(k) contribution, and work-related costs are counted in.
Only affects the Hourly view - switch above to see it factored in.
That's 21% less than the number on your offer letter - not because anything's wrong, just because taxes, your 401(k) contribution, and what it costs to show up are all real costs of the job that a plain salary number leaves out.
A rough estimate to think with, not a payroll calculation - assumes a 52-week work year and a 5-day work week for the commute figures above.