Can I afford a backpacking trip?

$
Age
Credit score
When is this due?

Want the occasional useful email?

New calculators, updated cost data, and the occasional money-saving guide. No account needed, and you can leave any time.

By Alex Diaz · How we calculate this

A hiker with a backpack on a desert trail toward mountains at golden hour.

Long-term backpackers commonly budget $40 to $70 a day for hostels, food, and local transport, though that number swings hard by region: closer to $15 to $25 a day is realistic across much of Southeast Asia, while Western Europe sits at or above the top of that range. Stretch a trip from a two-week vacation to two or three months and even a modest daily budget turns into a total that can rival a used car. Since the whole trip is booked and paid for once rather than billed monthly, this stacks the total against a few months of ordinary spending room instead of a single paycheck.

These key factors affect backpacking trip affordability

Trip length multiplies every daily cost

The math doesn't change between a 10-day trip and a 90-day one, only the multiplier does, and that's the part people underestimate when they're still picturing this as a longer vacation. Ninety days at $50 a day comes to $4,500 before flights, gear, or a single travel insurance policy, which is why a trip that felt casual to plan can end up costing as much as a used car by the time it's actually booked.

Hostels and budget transport set the daily rate

A hostel dorm bed runs $15 to $35 a night across most of Western Europe and drops to $5 to $15 in much of Southeast Asia, which is the single biggest lever on a long trip's daily cost. Regional rail passes and budget carriers like AirAsia or the EU's low-cost airlines undercut one-off flight bookings by a wide margin, especially once you're covering a lot of ground.

Working holiday visas can offset the cost

Australia, New Zealand, Canada, and several European countries issue working holiday visas to travelers usually under 30 or 35, letting them pick up part-time or seasonal work to fund extra months on the road instead of draining savings the whole way through. Worth knowing separately: most countries only allow tourist stays of about 90 days before a visa becomes required, so a trip that runs long in one region needs a border hop or an actual visa application, not just a plane ticket.

How to use your results

  • Try shortening the trip from three months to six weeks to see how much that lowers the total cost and risk.
  • Test a lower daily budget region (Southeast Asia) against a higher one (Western Europe) to compare totals.
  • See how adding a working holiday stint partway through changes what you'd need saved upfront.

Ways to make a backpacking trip more affordable

  • Route your trip through lower-cost regions like Southeast Asia or Central America for a larger share of the days to stretch your budget further.
  • Book a multi-city or round-the-world flight ticket upfront instead of one-way flights booked as you go, which are usually pricier.
  • Look into a working holiday visa if you're eligible, since part-time work abroad can fund weeks of additional travel.
  • Use hostel memberships (like Hostelling International) and travel rewards credit cards to shave meaningful money off lodging and flights.

More travel calculators

Peer comparison data

Bureau of Labor Statistics (median income by age), Experian (credit score by age)

Used by the “how you compare” figures in the sidebar, not by the costs on this page.

Every figure on this site, with its source and the date it was last verified

How you compare

Income

$60,000Your$59,800Median

Credit score

700Good

Nothing added yet - add something to see your risk.