How is my risk score for relocation calculated?

Your risk score weighs the cost against your monthly income, any existing debt, and your credit score. A one-time cost like this is measured against roughly three months of your budget rather than a single month's income.

Is this a loan offer or financial advice?

No. This is a rough estimate to help you think about a purchase before you make it - not a loan offer, not a credit decision, and not financial advice. For real financial decisions, talk to a licensed financial advisor or your lender.

Can I afford to relocate to Massachusetts for a new job?

Estimated relocation cost

High risk100%

When is this due?

Scituate Lighthouse at the end of a rocky stone jetty on the Massachusetts coast, waves crashing against the rocks.

Massachusetts is one of the pricier states in the country - a Bureau of Economic Analysis regional price index of 105.8 against the 100 national average, about 6% higher overall - which is exactly what the starting estimate below is adjusted for, instead of a flat national default.

Massachusetts has a flat 5% income tax rate, plus an extra 4% surtax on very high earners.

That makes it the 7th most expensive state in the country by this measure, out of 51 - one more real number to weigh before deciding whether a new offer there actually keeps up.

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Can I afford to relocate to Massachusetts for a new job?

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