≈ $88,478 down
Ongoing housing costs
Estimated total
$2,284/mo

New York is one of the pricier states in the country - a Bureau of Economic Analysis regional price index of 107.9 against the 100 national average, about 8% higher overall - which is exactly what the starting home price below is adjusted for, instead of a flat national default.
New York taxes income at graduated rates up to about 10.9%, plus New York City's own city tax this estimate doesn't include.
That makes it the 5th most expensive state in the country by this measure, out of 51 - worth knowing before assuming a national-average mortgage payment applies here.
Cost of living comparison
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