Can I Afford It

Can I afford a house in Idaho?

Down payment
%

≈ $78,310 down

Interest rate6.70%
Loan term30 yrs

Ongoing housing costs

Estimated total

$2,021/mo

$
High risk100%
When is this due?
A two-story traditional craftsman-style house with a brick lower level and shake-style gable siding, a covered front porch with stone-based columns, and a fresh green lawn.

Idaho's overall cost of living lands close to the national average - a Bureau of Economic Analysis regional price index of 95.5 against 100 nationally - which is what the starting home price below is adjusted for, instead of a flat national default.

Idaho has a flat income tax rate around 5.8%.

That makes it the 29th most expensive state in the country by this measure, out of 51 - worth knowing before assuming a national-average mortgage payment applies here.

Cost of living comparison

Enter your ZIP code above to see how Idaho compares to where you live now.

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